Am I Required To Have Health Insurance?
In California, most people are required by law to have health insurance or pay a tax penalty.
Do I Have Health Insurance Options?
Of course! Covered California offers four levels of coverage: Bronze, Silver, Gold, and Platinum. Insurance companies pay a portion of covered services, and the benefits offered within each level are the same no matter which insurance company you choose.
- Choose Platinum or Gold and you’ll pay a higher monthly premium, but you’ll pay less for medical services.
- Choose Silver or Bronze and you’ll pay a lower monthly premium, but you’ll pay more for medical services.
- A minimum coverage plan is available to those under 30 or those 30 and over who have received a hardship exemption from U.S. Department of Health and Human Services.
What If I Don’t Qualify?
When you’re not qualified, we can offer a Sliding Fee Scale. Prices are determined on ONLY your household family size and income.
What You Need to Enroll
- Proof of current household income California ID or driver’s license
- Proof of citizenship or satisfactory immigration status
- Social Security Number
What Happens After I Apply
Once the application is submitted, it will be sent to your local county human services agency for a determination if you are qualified for Medi-Cal or Covered California. If more information is needed, the county will contact you to provide more documentation.
During the next 45 days, the county will mail you a notice telling you if you qualify. If you are eligible, you will receive a Medi-Cal or Covered California benefits identification card (BIC) in the mail and also an information package that explains the available health plan options in your county and how to enroll.